January 2015 Dividend Income

Hundred dollar bills in dividend incomeI hope everyone is having a great weekend, it is snowing here in Chicago and it hasn’t stopped since last night. I am gonna have to go and enjoy it by throwing a few snowballs at my wife (lol).

The dividend income was a bit subpar comparing what I was getting used to seeing, and this was primarily due to selling my stake in ARCP, PSA and KMP for the property down payment. I was getting ARCP dividend every month, so with out that dividend as well as PSA dividend payment, the income is quite a bit bellow my regular levels. Also, KO usually pays their dividend in the beginning of every quarter which was paid last month in December.

  • Baxter International Inc (BAX) – $11.96
  • Union Pacific Corp (UNP) – $11.04
  • Kimberly-Clark Corp (KMB) – $8.47
  • PepsiCo Inc (PEP) – $17.75
  • Phillip Morris International Inc (PM) – $42.19
  • Realty Income Corp (O) – $8.69
  • Digital Realty Trust Inc (DLR) – $33.20

Total – $133.30

I enjoy publishing these dividend income reports as I have gained a better understanding in how much of passive income is coming in every month and how much it is growing over time. For the month of January, I have received a total of 7 diversified direct deposits in dividend income. When comparing last years total in January 2014 dividend income, it presents a negative 3.9% year over year decline. The difference from last quarter is 4.3% quarter over quarter increased growth.

The story is that not every month is going to be portfolio growth months, especially when assets were sold in order to purchase our home. Nonetheless, due to DGI being a long term type of strategy I have no doubts that growth in dividend income is almost indubitable.

Thank you for reading & have a great day!

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17 Comments

  1. DivHut on February 1, 2015 at 14:34

    Still cracking $100 in a month is not too shabby. I can understand the near term pain of seeing dividend income decline when a stock sale is made but as you said and know we are in this game for a very, very long time. So month to month matters not as we are looking for decade to decade passive income growth. Thanks for sharing.

    • DividendVet on February 1, 2015 at 20:25

      Not too shabby at all and I will take it any day, because there is no work on my part for this Benjamin and a third. It is somewhat disappointing seeing it decline, but the best part of all is that I know how to build it back up and that is huge, because vast majority of people out there are not very knowledgable on this subject.

      Good hearing from you.

  2. roadmap2retire on February 1, 2015 at 14:55

    Hey DV,
    We went thru the same last year…where we had to sell a bunch of our holdings to pay down for your house. It hurt a bit to see the FY dividend dwindling, but I wouldnt have it any other way. We love our house and that income stream has started growing again. Im sure you will bounce right back in due time.

    Best wishes and congrats on the $133 in dividend income
    R2R

    • DividendVet on February 1, 2015 at 20:36

      Good to hear that I wasn’t the only case for this manner in the DGI blogosphere lol. It is very difficult when you build a portfolio only to buy things with it and this was never the intention. Though, family comes first and the decision was made towards ownership rather renting and in turn, it is much cheaper for us where we live. Also, luckily I got some breaks and didn’t have to cash out much while still putting a sizable downpayment on the property.

      Thank you for stopping by.

  3. DivSaver on February 1, 2015 at 22:28

    Hi Dividend Vet,
    I hope to join the $100/month club in 2016. Doesn’t look like you are sweating the small dip and that’s great. Just think what next year will be if you keep building the base. Thanks for sharing.

    • DividendVet on February 2, 2015 at 13:05

      No, I am not sweating it at all, the decline in dividend income is well rationalized. The portfolio is built up and there is no stopping this train.

      Good luck with your DGI journey.

      Best wishes.

  4. FerdiS on February 1, 2015 at 23:21

    Very nice passive income for the month! Keep up the good work and take care!
    FerdiS

    • DividendVet on February 2, 2015 at 13:11

      Thanks Ferdis, I hope you noticed that it is a bit down, but still is passive income nonetheless. Keep up the outstanding work on your end.

      Take care.

  5. Dividend Mantra on February 3, 2015 at 00:06

    DV,

    No big deal. You’re in it for the long haul. And I’m sure you guys made the right choice with the house purchase based on where you’re at at this point in your lives.

    Keep it up!

    Cheers.

    • DividendVet on February 3, 2015 at 13:14

      Thanks for the support Jason. We definitely made the right decision and we got a great deal at it. I am wondering when you will be pulling the trigger and buying your own place. I am sure you can find an affordable place and with current mortgage rates at record lows it is a great opportunity and most importantly lower payment than rent. Something to ponder.

      All the best.

  6. Eric on February 3, 2015 at 12:39

    You sold assets for a good purpose that will almost certainly result in a stronger financial position over time. Unlike me, who had to sell like $20k in dividend-assets in order to pay rent and restaurant bills.

    That, my friend, is a tough pill to swallow.

    • DividendVet on February 3, 2015 at 13:22

      Absolutely, it almost makes me feel like I didn’t sell any assets, I just transferred them from one type of investment to another type, in a for of home equity. Now, as a society we are still coming off of bottom lows of the housing market, so there should be some upside in the future or at least I hope so.

      Ouch, 20k is definitely something that might be hard to swallow, plus all the fees associated with that could be totally nerve wrecking. Hope everything turns out well for you and your family.

      Good to hear other perspectives.

  7. Dividend Growth Journey on February 6, 2015 at 16:50

    DV,
    Don’t worry about short term dips especially when the assets were sold to acquire another asset. As you mentioned, the journey is a long term one and dividends will start going up again as you start to add more stocks.
    I hold 3 of the stocks you mentioned (BAX, PEP and PM). KMB has been on my watchlist for a while now, but haven’t initiated position yet.
    All the very best for Feb.

    • DividendVet on February 7, 2015 at 16:45

      Oh trust me I am not worried, thanks for the support though. Long term indeed.

      Thanks for stopping by.

  8. Dividend Dreams on February 7, 2015 at 19:09

    Nice job Dividend Vet. Thanks for sharing your dividends with all of us. I get inspired every month when I get to see how much money we all made.

    • DividendVet on February 8, 2015 at 12:10

      Thank you. I am the same way, it is extremely motivating to see passive income at work not just for myself but for other people as well .You also get to learn a few things here and there along the way from other dedicated investors, so I hope to do my own small part and be a good exemplary example for better or worse.

      You are on a great start yourself, looking good!

      Good luck.

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